The era we live in can clearly be divided into ‘Before Covid (BC)’, ‘During Covid (DC)’ and ‘After Covid (AC)’. As I write this message, DC is yet to run its course and the contours of AC is as yet unknown. People who were earlier saying that we live in VUCA (Volatile, Uncertain, Complex, Ambiguous) times obviously didn’t see Covid coming. The true meaning of VUCA is well and fully playing out now. India had a negative annual GDP growth rate last in 1979 and after forty two years, the spectre of negative annual GDP growth is looming large in the horizon.